Instant LiquidityZero Liquidation

Finance yourMutual Funds.

Unlock liquidity without selling a single investment. Get instant credit lines against your equity and debt portfolio starting from 9.5% p.a.

Debt Portfolio
80% LTV • Pending
Equity Portfolio
50% LTV • Ready
Active Sanction Line
Details
Approved Limit
₹25,00,000
Interest Rate
9.5% p.a.
Portfolio: ₹50,00,000Util: 0%
CAMS / KFintech LinkInstant digital lien
MF

The Flow

How to unlock your credit.

01

Fetch your
portfolio.

Securely sync your mutual fund holdings directly from RTAs like CAMS and KFintech. No manual statement uploads required.

02

Complete
digital KYC.

Verify your identity seamlessly. A completely paperless CKYC integration ensures compliance without the hassle of document uploads.

03

Set limit
& pledge.

Choose exactly how much you want to borrow against your eligible limit. Approve the digital lien via a simple OTP sent by your depository.

LAMF
04

Instant
disbursal.

No paperwork, no waiting. The requested funds are credited to your registered bank account instantly, ready for use.

The Smart Choice

Compare your options.

See how your net wealth changes over time depending on how you source your capital.

Funds Required
₹25,00,000
₹5L₹5Cr
Investment Horizon
Net Wealth Projection
₹63,12,140
LAMF
₹58,99,640
Personal
Loan
₹30,73,280
MF
Redeem
Metric
LAMF
Personal Loan
Redemption
Interest Cost
~9.5%
~15.0%
Capital Gains Tax
12.5%
Portfolio Growth
Intact
Intact
Lost
Processing
< 15 mins
Days
Days
Net Wealth Preserved
By choosing LAMF over redeeming, you save this amount in compounding growth and avoided taxes over 3 years.
+₹32,38,860

Got Questions?

Frequently Answered

Will pledging my mutual funds stop ongoing SIPs?

No. Pledging only places a temporary lien on existing units for collateral backup. Your ongoing SIP purchases and portfolio compounding continue uninterrupted.

How is interest calculated?

Interest is charged daily strictly on the utilized/withdrawn loan amount, not on the total sanctioned limit.

Are there any hidden charges or processing fees?

Transparent pricing with zero prepayment fees and minimal nominal processing charges defined upfront.